As the year is coming to an end, you might be starting to think of what you would like to achieve in 2020. A plan that a lot of people think about is whether to buy a house. Have you been looking on sites like RTTHomeGroup.com for the right property? Are you wanting to upgrade your current home? Do you have the finances to cater to such a big decision? A lot of people struggle to answer these questions and need some help on their property hunting journey. So, we have partnered up with Estate Agents, Greenaway Residential to come up with the essential top tips for buying a house in 2020.
Plan Your Budget
Before you even start your hunt for a new house, make sure you have a budget in mind, once you have decided, it is important to then make sure you stick to it. You might want to consider a loan when buying a house because sometimes it is easier to have the property right away and pay the money back slowly so the process goes quicker. You will also know where you stand financially too. There are many aspects that you need to consider when working out your budget, including monthly mortgage payments, taxes, an Austin home inspection and any home maintenance that’s required. Many buyers forget about getting a home inspection and often buy a home with many flaws, so it’s essential to factor an inspection into your budget, not only to ensure you buy a sound home but also so you can factor in repair and maintenance costs. A septic tank from OMDI could be worth checking to reduce costs.
Look Around For The Best Mortgage
Buying a house can be the biggest purchase that people will ever make, however, still people will not shop around for the right deal and they will just go for the first option they have. Getting the right deal could save you hundreds of pounds and there are many websites available that can take you through a step by step process into choosing the right mortgage.
Consider the Location
Once you have your budget in place and you have found a reliable and trustworthy mortgage you can then start thinking about the location. You need to make sure you are certain about the location of your dream home, so you are not left feeling unhappy or unsafe. It is also important to think about whether you need to be close to schools, motorways a shop, etc as this can have an impact on your final decision also.
Attend Plenty of Viewings
Once you get started on estate agent’s websites it can sometimes be hard to get off them again – There are so many properties! If you are liking the look of more than one property then make sure you book plenty of bookings, even if you don’t end up liking any of them, at least you have been to see them. Sometimes, you can see a house on a website and when you go and see it in person, and your opinion can be completely different.
Never Let Anyone Pressure You
This is probably the most important tip we can give. Make sure you don’t let anyone pressure you into buying a house, you need to make sure you do it for yourself and for the right reasons. There are always going to be properties on the market so it doesn’t have to be a sudden and rushed decision.