If you live from paycheck to paycheck, it is highly likely that you will eventually face a situation where you need to get your hands on some cash quickly. Maybe it’s a few days from payday and you need to fill your gas tank, or maybe you have a minor but unexpected expense that you need to take care of. Perhaps you can take out a small payday advance, or borrow from friends and family, but those methods often have strings attached.
However, there are ways to get money quickly–and legally–that don’t involve high interest rates, or guilty glances at family gatherings.
Selling Old Jewelry and Watches
Jewelry, especially pieces made out of gold, silver, and other precious metals, is always in demand on the market. Whether it be from websites like Cheshire Gold Xchange or from a local pawn shop, you can get a sizeable amount of cash quickly if you sell or pawn any of your old jewelry.
And then there’s the familiar movie trope:
The hero is stranded in Timbuktu (or somewhere similar) with no money, but he has an expensive watch that should be worth a couple hundred at least. Once he whips out the watch, one of three things happens:
a) He manages to sell the watch for far less than it’s worth; or,
b) He is unable to sell the watch at any price; or,
c) The watch stolen by an unscrupulous individual, or individuals.
Well, if you have an antique or designer watch of your own, you can sell it for cash without getting cheated. Thanks to the demand for affordable, high-end jewelry and watches, there are plenty of places where you can sell watches and other jewelry secure in the knowledge that you will get a fair price. Some places will even let you sell your items from home, with no need to make a trip to the location.
The amount you get for each watch or piece of jewelry will vary depending on the appraised value of the piece.
Selling Blood or Plasma
Blood and plasma centers are often depicted as unsavory places, where street people with substance abuse issues get cash for their next fix. The truth is that blood and plasma donors come from all walks of life, and the donation centers have strict guidelines for determining who is eligible to donate, and that includes drug and alcohol use.
You can donate up to twice in a seven-day period, and each center has different criteria for how they pay. For example, some centers pay more on the second trip to encourage people to donate more than once; however, first-time donors might make more on their very first trip than at any other time. Some donation centers also have incentive programs for repeat donors. The donation center pays at the time of donation, either in cash or using a prepaid Visa/Master card. On average, you can make between $20 and $70 donating plasma, depending on the location and how many times you donate.
Sell Old Books, Music, and Video Games
There are still places where you can sell your old stuff without having to rent a booth at a flea market, or deal with registering at online bidding sites. Brick and mortar stores like Half Price Books, will often buy old books, music, movies, and even e-readers, video games, and gaming consoles, and then resell them in the store.
The amount you get depends on the number and type of items, their condition, and demand. Generally, they are something that’s high in demand. For example, a PS2 will get you more money than a Super Nintendo system. The process usually takes about twenty minutes, and you have to give the store your license and contact information during the transaction.
If you don’t have a Half Price Books in your area, you can check your local listings for places that buy or sell used media and media devices.
Sell Unused Gift Cards
Gift cards are money, which makes it a double tragedy when one sits around gathering dust: Not only is there no gift, it is money gone to waste. Thankfully, now there are places where you can turn in those unused gift cards for cash. So, the next time you get a card you can’t use you can go to sites like GiftCardRescue.com and CardCash.com and get up to 90 percent of the value of the card, within seven days.