If you travel regularly, whether for business or pleasure, you may be interested to know that you might be missing out. The credit card you choose could affect your travel greatly. The right one could give you rewards, upgrades, and even free flights if used correctly. Here are the top cards that you will want to check out to bring you as many rewards as possible.
Biggest Bonus: ANZ Frequent Flyer Black Card
One of the biggest draws for credit cards is the sign-up bonus. This can often be very lucrative such as the one Qantas provides for frequent flyers, and you only need to use the card for a short while before getting rid of it. This example costs $425 per year, but you’ll get 120,000 bonus frequent flyer points out of that as well as 75 bonus Status Credits. On top of this, you also get one point per dollar spent while you are using the card. That adds up to a lot of benefits all in one go followed by a very healthy reward rate later on. You might even want to keep it beyond the first year.
Most Points Earned: Qantas American Express Ultimate Card
It stands to reason that when an airline teams up directly with a credit card company, you’re going to get the best possible rewards on the market. That is certainly the case with this card, which really blows all of the others out of the water. You start off with 55,000 bonus Qantas points, plus two invitations to the Qantas Lounge. On top of this, your $450 annual fee actually becomes a travel credit with Qantas instead of just being lost. You also get a massive 1.25 points per dollar spent, with the nearest competitor only able to provide a single point. If you’re dedicated to flying with Qantas, then this one certainly makes the most sense. It might be a case of using this card in conjunction with another which is more suitable to another airline if you find that you can’t always stick with the same one. Most frequent flyers will use a reward wallet app or system to track all of their points and ensure that nothing expires or gets forgotten.
Lowest Annual Fees: HSBC Platinum Qantas Card
To start with, there’s no fee at all for the first year of using this card, which is a pretty good deal. After that, it’s only $79 per year, so it’s not expensive later either. You will get up to one point per dollar spent, depending on certain conditions, and you’ll also receive a complimentary insurance package with your card. There’s also a 0% p.a. balance transfer available for the first twelve months. This is a good bet if you don’t want to have to speculate in order to accumulate!
The credit card you use can definitely have a positive impact on your travel. It can both improve the experience and increase the frequency at which you are able to travel. If you’re a real globetrotter, you’ll want to grab that opportunity with both hands!