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For years I have been hearing about how it’s a buyer’s market. But with rates potentially increasing a full point by the end of this year, I think we may see a shift to a seller’s market rather quickly. Home values are steadily rising and rates, while still low, will…
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Buying your first home can either be one of the most exciting things, or one of the most terrifying things you ever do in your life. Often times it turns out to be both. Unfortunately you don’t get a trial run into buying a house, when it happens it just…
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When you are house hunting, you are going to visit multiple properties, before deciding to rent or buy a particular house. However, real estate agents have a few tricks up their sleeves to make a property look worth more than it really is. Failure to look past the sales pitch…
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by LendingMemo “Is it time to re-mortgage?” A lot of people are asking this question right now – but it is an impossible one to answer with conviction. Asking someone whether it’s time to re-mortgage is akin to asking someone whether the share price of some big company is now likely…
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Getting a mortgage is not simple in any way, shape, or form. The smallest thing can stop you from getting the house of your dreams and result in your application being rejected. So what can you do to give yourself the best chance of getting a mortgage? Read on to…
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Thanks to the home renovation and property development television programs of the 1980’s, there was a surge in people buying houses to let. It was easier to get mortgages back then than it is today, so many people took the plunge and became landlords. Sludge G How did they fare?…
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In principle, a remortgage means to switch your mortgage from one mortgage lender to another. This is achieved by paying off your current mortgage borrowing sum, with the proceeds of a new mortgage. You can also remortgage with your current lender. (Photo Credit: http://www.flickr.com/photos/49333775@N00/) The Costs In most remortgage cases,…
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Looking into a reverse mortgage but not quite sure what they are about? Read on to learn more. A reverse home mortgage is a great financial product that caters to seniors who want to use it in their retirement plan. Borrowing against your home or selling your house are not…
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So you’ve found your dream apartment from Linea LA located, and now you’re ready for the big move. Then it starts to dawn on you exactly how long your to-do list is, and that it seems to be ever-growing. Moving house can bring about unnecessary stress upon any family, so…
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The current housing market is a difficult and confusing place to navigate and appraise at the moment. Many reports say that house prices are rising, but does this really mean that if you put your house on the market today, you would realistically get more money than doing so a…