Mortgages

How to Apply for a Home Mortgage

You and your partner have saved enough money for a deposit on a house. You’ve spent a few weeks looking at properties for sale and finally found the house you want to buy. But you’ll have to apply for a mortgage, which can sometimes be a tricky business. So here is
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Good Mortgage Rates Depend On Several Factors

One of the most confusing and stressful parts of buying a home is figuring out all the financial matters. At the top of the list are mortgage rates. The rate you receive can have a huge influence on how much a home ultimately costs each month and over the life of the loan.
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Useful and Quick Tips for Second Mortgages Applicants

Usually people who apply for second mortgages for the first time know nothing about this type of loans and so need some simplest guidance to understand how they work and what they need to do to get the money they need so much. In general second mortgages are proven to be pretty
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Buy-to-let properties – advice on taking the decision to invest

Buy-to-let mortgages have long been seen as a reliable method to make a good return on an initial investment, mainly due to the low interest rates payable and the ability to offset certain expenses on the dreaded tax bill. Despite the government announcing a number of changes to
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The Difference Between a Mortgage Valuation and a Survey – Saving You Money

When purchasing a property, you may be tempted not to request an in depth survey by a surveyor in a big to perhaps save some money. Buying a house is a big step and an even bigger, long term investment that can turn around to bite you if not handled properly. So why trip at the
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What is a Home Condition Survey and why should you have one?

When purchasing a house there is so much to think about, not only do you have to agree a price with the seller, get approval from your mortgage provider, liaise with estate agents and then you discover there are a number of different surveys available. To the average house buyer
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How the RICS can help you in buying a house

When purchasing a property, whether you’re a seasoned professional and this is your third move, you’ve decided to branch out into purchasing your first home, or you are a new landlord and are considering a buy-to-let investment, good research is key. There is no use in purchasing
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How to Juggle Buying and Selling Your Home

Buying your first home can be a long, complicated and stressful process. It may seem like one of the hardest things you ever have to do. Then you decide you want to move, and you have to sell and buy a property at the same time. Suddenly, purchasing your first home doesn’t
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The Top tips for first time Mortgage Applicants

While there are many real estate metrics that drive economic growth, the confidence of first-time buyers is pivotal. This is because of high levels of sentiment among this demographic are indicative of an accessible property market, while they also suggest that national earnings
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Where you should be investing in buy to let…a guide for would be property investors.

If you’ve recently bought your first buy to let property or are considering becoming a landlord for the first time, I wouldn’t mind betting that of good proportion of your time so far has been spent in working out where is the best area to buy.
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