Loans

Depending on the size of the unforeseen expense, dipping into your savings or your emergency fund might be the most practical thing to do. For example, if you’ve built up a pretty sizeable savings/emergency fund, taking out a few hundred to cover a car repair might not be the biggest…

There are numerous aspects that have to be taken into consideration while seeking loans. Individuals need to assess the right amount to be borrowed as well as identify the regular installments to be made towards the loan. Quite often, the process of calculating the Equated Monthly Installment (EMI) amount manually…

Traveling captures a sense of wanderlust and gives individuals a chance to explore the world. Not only does traveling create long-lasting memories, but also gives individuals the much–needed break and a chance to leave all their stress behind.

Talking of taking another loan when you already have few outstanding loans, might seem like a stupid thing. But there is indeed merit in this approach if you are smart about it.

Recent years have witnessed tremendous growth in credit cards as well as personal loans. But even though both are forms of short-term loans, there are some very big differences that you should be aware of.

Whether it’s paying off loans, paying your utility bills, or keeping your credit cards under control, when you let your debt get the best of you, you pay for it in many ways. That’s one of the reasons most people learn that they shouldn’t get loans if they can’t pay…

With the United States sinking in 18.2 trillion dollars of debt, and the average American holding 9,579 of any type of debt, it is clear that we have a money problem. But whether it lies in earnings, expenditures or mismanagement is unclear. For some people, maintaining a set lifestyle can…

Just as any other type of loans, personal loans are borrowed from a bank. This type is usually general purpose type of loans which one can use at any discretion. Because of this feature personal loans are frequently harder to get and so they have strict qualification requirements. In case…