Debt

5 Reasons to take a Proactive Approach to Reducing your Debt

No one wants to be in debt. Owing a lot to a creditor is not an ideal situation. The best course of action is to focus your energy on alleviating your debt and becoming free from its constraints. Reducing your debt must be a proactive goal. Here are some important reasons why
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Older generation 20% debt increase

Latest figures have highlighted how the debt among over-55s has increased by almost 20 per cent in the past year. This goes against previous evidence suggesting that the older generation are actually better off, and it is the younger generation (aged 18-24) most in trouble with
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Frequently Asked Questions about Chapter 7 Bankruptcy

Most people face some financial troubles at some point in their lives, and manage to dig their way out eventually. But, then there are times when the debt is overwhelming, and paying it off seems virtually impossible. In these circumstances, more drastic measures must be taken.
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The Expert Guide To Getting Rid Of Debt Quicker

Money is big business for the financial industry (obviously). The people that run financial institutions such as banks know that people will always need to borrow all sorts of different amounts of money, whether it be to pay off some emergency bills, buy a car or even to move
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How To Deal With A Mounting Debt Crisis Without Going Bankrupt: Could Self-Help Books Provide The Answer?

Many people experience debt problems at one point or another, and while this can become extremely stressful, it’s important we remember not to get too depressed because it’s only money at the end of the day. In fact, if we delve a little deeper we find it’s not even about money
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Why It Pays To Keep On Top Of Your Personal Finances

One of the main reasons why many people in the United Kingdom – and indeed other parts of the world – have severe debt problems is due to the fact that they do not manage their finances very well. Image Credit People generally do not come into the world from birth
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How immune is the family home from the threat of bankruptcy?

For many families, times are tough. Although the downturn officially ended earlier this year, the fact remains that millions are struggling to cope with the rising cost of living and wages rising far below the rate of inflation. Financial pressures can lead to stress which could
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5 Small Mistakes That Can Cause Huge Financial Problems

Both younger and older adults tend to make petty mistakes when it comes to managing their finances. While these blunders are expected to be made to a certain extent, they should also be learned from. If not properly corrected, such errors can turn into costly habits. In fact,
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My Settlement Says It Cannot Be Sold – Is There a Workaround?

Structured settlements are made for any number of reasons, including payouts from insurance companies for injuries or other claims and the like. Settlement amounts are structured for good reason – if a company had to pay out a large amount of money immediately (a lump sum
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How To Control Your Gambling Habits

Are you worried about your gambling habits? It’s a good thing you’ve acknowledged this – there are few addictions that are as destructive as gambling. Many people wreak havoc on their lives because of their gambling habits, creating financial chaos and ruining relationships
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