Credit Cards

Do You Really Need A Credit Card?

Not everyone really needs to have a credit card, but it can be a useful thing to have in your wallet when you need some money and don’t have cash on hand or don’t get paid until tomorrow. A smartly used credit card can even do good things for your credit score.
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Do’s And Don’t’s of Credit Cards

Credit is a controversial subject since so many people can either find great use for it, while conversely many people believe it’s a trap which can send you into a prison of debt with no end in sight.  It’s important to know the pros and the cons of having a credit card before
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Should you be using a Credit Card?

Do you use a credit card and if so why? Is it to help you spread the costs of payments? Or maybe it is to help build up your credit score. Whatever the reason, there are a range of benefits to putting your purchases on credit card.
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There’s Really No Excuse for Not Knowing Your Credit Rating

In November of 2015 Barclaycard, linking up with credit reference agency Experian, became the first big UK financial institution to offer its ten and a half million customers free and regular online access to their credit score. In December of the same year, Tesco Bank, working
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How To Use Credit Cards Responsibly

If you’ve never used credit cards in the past, you might be inclined to abuse them. It’s important that everyone who chooses to spend borrowed money understand that it has to be paid back, usually with lots of interest. So, it’s not a good idea to use credit cards too frequently.
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Credit Cards: The Basics

You would be hard pushed to find someone who had never heard of a credit card and most of us end up owning one at some point in our lives. The truth of the matter is however that many of us do not actually fully understand them and would benefit from simply learning more about
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Credit Card Relief Tips You Can Apply Right Now

Getting into unmanageable credit card debt is easy. The challenge is finding relief and a credible organization to aid in the process. Charging utility bills, groceries, vehicle expenses and other items to credit cards may be convenient and even cost-effective if your card pays
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Weighing the risks of a credit card before applying

Getting a new credit card is not something you should rush into, at least not before you’ve done your research and carried out a full credit cards comparison of everything on the market. You should also assess the financial risks involved with owning a credit card – or using any
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When Will the PPI Claims Pot Run Out?

One of the most abused charges to borrowers by lenders and insurance companies is payment protection insurance. Many of them charge unfair amounts on loans and general debt to unsuspecting consumers making the cost of borrowing high and unaffordable. Lack of information on
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Tips to reduce your credit card debt

Many people in today’s society find themselves in credit card debt and have no idea how to get themselves out of it. Here are a few helpful tips on how you can fix this problem and go on to live a debt free life.
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