January 2015

If you’ve never used credit cards in the past, you might be inclined to abuse them. It’s important that everyone who chooses to spend borrowed money understand that it has to be paid back, usually with lots of interest. So, it’s not a good idea to use credit cards too frequently. Read More

Image Source As a nation, we spend an awful lot of money on our energy and utility bills. Tariffs seem always to be on the rise. It’s a good bet that you dread the sound of bills hitting your mat every month. And for good reason. Utility bills are a necessary expense, but Read More

We all know how easy it can be to waste money when purchasing a car from the new or used markets. There are just so many things that can go wrong. Buying second-hand presents more issues than most people care to imagine. Even so, there are lots of things you can do to tip the Read More

Image: Money Image Everybody would like more money than they have. Most people believe that their income can’t get any higher than it is. They think that they are not in control of their finances. You are the only person in the world who can change your money situation. You Read More

For years I have been hearing about how it’s a buyer’s market. But with rates potentially increasing a full point by the end of this year, I think we may see a shift to a seller’s market rather quickly. Home values are steadily rising and rates, while still low, Read More

Buying your first home can either be one of the most exciting things, or one of the most terrifying things you ever do in your life. Often times it turns out to be both. Unfortunately you don’t get a trial run into buying a house, when it happens it just happens. I’ve Read More

Retirement is the finish line we just can’t wait to get to. After fifty years working hard, that break will be exactly what you need. No more commutes, no more angry bosses and no more late nights at the office. Most of us are counting down the days to freedom. Anyone in their Read More

I’ve been driving for just over 7 years now, despite being the wrong side of 30. I initially started learning to drive when I was 17 – my parents got my insured on my mum’s car, and my dad took me out for lessons. As a former police driving instructor he was Read More

*source* Saving money can be one of the hardest tasks we’ll ever undertake. Of course, we can all save a few bits of loose change here and there. We’ll give ourselves a pat on the back when we take our jar to the bank and deposit it. But how do we start saving for something that Read More

In this day and age, many of us do not have savings behind us and that is quite a scary thought. What happens if you have an emergency, or get an expected bill? Savings in general allow you to live life a little more comfortably and mean that you can afford luxuries from time to Read More