Everyone wants to be able to give their friends, family and loved ones the best gifts possible for special occasions, even if our budget doesn’t allow for it. Sometimes we opt for the cheaper gift, just so that we have something to give that special someone on their birthday, anniversary or Christmas. After all, everyone says, “It’s the thought that counts”, right? Our top tips will help you budget for those expensive gifts and be able to afford presents that we really want to give our loved ones.
The first top tip is one that you’ll probably hear about credit card deals, mortgages and other financial decisions, but rarely about buying gifts. Although it can be a bit more difficult to shop around for expensive gifts than car insurance, it isn’t completely impossible. Use marketplaces such as eBay and Amazon to find the gifts that you want at the prices you can afford. It may be that the cheapest options are shipped from Asia, so leave enough time for delivery before ordering. You can also use various shopping comparison websites and apps to find the best deals on the presents you want to buy, just make sure you research into each site before parting with your cash.
Look For Vouchers and Coupons
We’re certainly in the voucher age, with extreme couponers getting their weekly shopping for pennies nowadays. It’s not just groceries you can pick up for a fraction of the price with vouchers though; it’s pretty much anything. Check out some of the best voucher and coupon sites to see whether the gift you want can be nabbed at a discounted price. You may also want to check out cashback sites that can help you cut the costs down too. These websites not only have great vouchers available, but they’ll provide you with a small percentage of cash back when you make a purchase through them.
Save Your Pennies
Sometimes, the perfect pair of diamond stud earrings are only available in one place, and that place doesn’t do discounts. If this is the case then it’s time to take a tip from children; saving pennies. You don’t necessarily need a china piggy bank to be able to do this; any old jar or pot will do. Every time you come back from a shopping trip, simply empty your change into the jar. Check all of the unusual places that money ends up, including down the sofa and underneath your seat in the car. Go through old coat pockets, too! It may take a little while to get there, but every penny can make a big difference. You may be surprised at how much you can save just by collecting presents. Remember, you might want to start this long before the special day or you could end up giving your loved one a reduced chocolate bar instead of those earrings.
You don’t have to blow your budget in order to buy the most extravagant gifts, not if you follow these tips! Most of the time you need to be prepared, so make sure you’re thinking about birthday presents well before the week they’re due. Don’t get yourself into debt just to buy the best gifts, after all, it really is the thought that counts, we promise.