These days, every penny counts and finding new and better ways to save are the way forward for most families. When you are trying to come up with methods of saving that work for you and your family, try this handy guide for the best saving tips around and you will find you can start saving while still enjoying the things you love!
Get yourself a piggy bank (or an empty jar with a hole in the lid) and drop in every bit of loose change you can find lying around the house. You will soon start to see a difference and it is a great way of seeing your savings build up right in front of your eyes. This is also a great way of getting children involved in saving – let them have their own bank or jar and let them choose what to spend their savings on once it is full. They’ll soon learn the benefit of saving and the value of every penny.
Make a budget
Work out your outgoings every month and set this off against how much you earn. By establishing how much money you should be spending every month, you can then find out how much you can realistically save. This also allows you to see how much free cash you have each month, so if you’re personal interest outside of work and home is shopping, eating out or playing online games, such as Free Slots, you can indulge without the guilt!
It really is worth taking that extra time out and shopping around for the best deal. Online websites and high street shops are always having one discount sale or another and you can often find a great deal if you put in a little extra effort when looking for a bargain. Try looking around the Bank Holiday weekends and just after Christmas for the best deals.
When you have a house full of clutter, it can be tempting to pile it into cupboards and storage boxes to keep it out of sight and out of mind, but this doesn’t make the problem go away and just leaves you feeling frustrated. Instead, face your piles of unwanted clothes, gadgets and toys and try trading in. Online shops and high street shops will often offer cash or trade for unwanted items so why not make some money on your clutter?
You don’t have to have to be a millionaire to start your own investment portfolio – just start out small and go from there. There are a number of options available to everyone, but the rule of thumb is; earlier you start, the more opportunity the money has to grow. Think about how much you want to invest and whether you want to save a small amount regularly or have a lump sum to invest.