Every day people spend money on things they don’t really need, and you’re probably no exception to the rule. You buy more food than you’ll need, and end up throwing some out because it goes bad. You spend money on cigarettes, alcohol, and fast food, all things that are damaging your body.
People just seem to be prone to picking up bad habits, and it can seem like a challenge to let them go. The worst habits are often the hardest to recovering from, like drug and alcohol abuse. If you’re tired of being broke because of bad habits and addictions, here are some ways to get “clean.”
Figure Out What Your Habits Are
You can’t stop a bad habit if you don’t see it as a bad habit. If you have to have booze in your fridge at all times and can’t hang out at the bar without drinking, you have a bad habit. If you have to smoke a cigarette after every meal, whenever you’re happy, and whenever you’re nervous, you have a bad habit.
Some habits and addictions, are worse than others. Substance abuse can lead to overdose and death. Even alcoholism leads to a slow and sometimes painful death. While shopping just means the death of your savings account and credit.
Learn Your Triggers
If you want to free yourself of your bad habits and start saving money, you need to figure out what triggers you to do what you do. An argument with your significant other could lead to binge eating or binge shopping. A stressful day at work could lead to getting blackout drunk.
Once you know your triggers you can work to avoid them and start to heal. If it’s fighting with your significant other, consider couples therapy. If work stresses you out, start looking for another job.
Cut Up Your Credit Cards
If spending is your bad habit the first step to recovery is cutting up your credit cards. Don’t cancel them, especially not until they are all paid off, but chop them up or lock them up somewhere and quit using them. Work on paying them off when you have the desire to spend.
Start only paying for things in cash. If you don’t have the cash, then you probably don’t need the thing you thought you needed. Focus on buying needs, not wants.
If you want to deal with your bad habit at its source, go to therapy. Sometimes the simple act of talking about something can allow you to look at it differently and see it differently, and then begin to heal.
Start learning to think more before spending. Do you need that? Is it harmful to you? If you wait a day, will you still want it tomorrow?