Dealing with a death in the family is never easy. When you’re struggling to pay the costs of a funeral or memorial service, it’s another problem that you don’t want to deal with during an already difficult time. Unfortunately, many people don’t make provisions for funeral costs in their will or die unexpectedly before they can make arrangements. If you’ve recently lost a family member and are faced with the cost of paying for a funeral, there are a few things you can do to try and raise the money. Although you may not have a long time to arrange a service, you can still find the money or cover the expenses after the day. The ideas below will you help you to think of some ways to raise the money and give your family member the send off they deserve.
Create a Fundraising Web Page
The internet can be a huge blessing when you need to raise money. Often family, friends and complete strangers will be willing to contribute to the funeral costs if they know you’re struggling. It might be hard to admit that you can’t pay for the service, but no one will be judging you. You can set up a memorial page on websites like Go Fund Me, where people can give as much or as little as they want. They can donate anonymously, and you can set a goal, so everyone knows how much you need.
Ask For Donations Instead of Flowers
Often people spend a lot of money on sending flowers to funerals and memorial services. It’s now common to ask that attendees, or people who send flowers in their absence, contribute something else instead. You could request that instead of sending flowers, friends and family put a small amount of money toward the funeral costs. They could only give what they would otherwise have spent on flowers or choose to give a bit more.
Take Out a Loan
Another option to cover the costs is to take out a personal loan. These loans from lenders such as Money3 can help if you need a small amount of money very quickly. They’re ideal if you will have the money soon, but not soon enough to pay for the service. Once you have received the money from your paycheck or other source, you can quickly pay back the loan. These loans also allow you to cover the costs in installments, rather than all at once.
Sell Some Items
When you need money quickly, selling things is also an option. Search your house for anything valuable, or for lots of smaller items that can add up to a substantial amount. Sell things on eBay, in antique shops and to pawn shops. You can also take out a loan at a pawn shop if you would rather get your items back.
Try to have someone help you raise the needed funds. Don’t try to handle everything on your own during this difficult time. Instead, let people help when they offer.