Many people experience debt problems at one point or another, and while this can become extremely stressful, it’s important we remember not to get too depressed because it’s only money at the end of the day. In fact, if we delve a little deeper we find it’s not even about money in most instances; it’s more to do with digits on a computer screen. So, the very idea of losing sleep over such a thing seems almost farcical. There are obviously many different ways of dealing with monetary problems, and I’ll mention some over the next few paragraphs. That said, the main focus of this article won’t be so much about the techniques and methods for physically getting out of debt, instead; I’d like to focus on what you can do to deal with the mental and emotional side of things.
I realise this is a different angle than most writers would take on this site, but I feel it’s an important and refreshing one that needs to be promoted. We’ve all heard the horror stories about people committing suicide after one too many threatening letters from a debt collector, and I’m sure we all agree that’s simply not acceptable. With that in mind, take some time to read through my advice, and check out a couple of the self help books I’ve listed below.
How Not To Worry By Paul McGee
Whether you’re trying to get out of debt by agreeing to an IVA, or even if you’re struggling to meet the demands of debt collectors, it’s vital you don’t get consumed with worry. So, opting to read something similar to this title could be perfect. Many of these e-books contain practical exercises designed specifically to help people in your situation. Also, they contain a fair amount of relevant advice concerning creditors etc.
How To Stay Sane by Philippa Perry
If you’re constantly having to send cheques or postal orders off to keep your creditors happy, it can often seem like you’re starting to lose your mind. For whatever reason, spending all day at work to then give your money away to strangers can have an ill effect on your mental health, so you should definitely read this book. Contained inside are practical exercises guaranteed to keep you sane, no matter how stressful life may become. Again, there’s a fair amount of information relating to debt problems, so you might even benefit financially.
The Art Of Thinking Clearly by Rolf Dobelli
When you’re experiencing financial problems like debt, your ability to think clearly and make the right decisions at the right time becomes more prevalent. The chances are; you’ve probably made a number of bad decisions to get into the state you’re in, so reading a book designed to help you break this cycle could make all the difference to your prospects. Rolf Dobelli is one of the world’s highest authorities on clear thought, so if one man can teach you how to do it properly, it’s got to be him.
At the end of the day, failing to deal with debt appropriately can lead to breakdowns, the loss of your home, and the loss of your family. So, don’t be a fool and get some reading material to help educate yourself today. Your life could essentially depend upon it.
Good luck my friends, I’ll be thinking about you.