Addiction
Quitting isn’t easy, and rehab isn’t free, but that investment can save you tons in the future. Therapy isn’t free either. However, by investing in getting free of your addiction you’ll start saving yourself more money (and possibly saving your life).
How Much Are You Spending On Your Habit/Addiction A Month?
Start by taking a look at how much money you’re spending on your addiction or bad habit each month. Smokers waste nearly $200 a week on cigarettes, and heroin addicts even more. If you have a shopping addiction or you’re a hoarder, start tallying the amount you’re spending on items that don’t count as basic needs and take a look at the end of each week at how much you spend, then average it out.
The more you are spending the more you could be saving if you just checked into rehab or started up with therapy. Once you’ve got a look at your spending you may find that you are finally ready to make the changes needed so you can start saving (your life even).
Do You Go To The Doctor More Often Since You Started This Bad Habit?
You may also find that you are spending more money on doctor visits due to your addiction as well. Smokers spend a lot more time visiting the doctor for breathing issues, and you could also be making your colds and allergies worse by smoking. It also can raise your blood pressure (increasing your risk of heart disease and heart attack/stroke).
Another medical expense that comes along with the nasty habit of smoking is the fact that you’ll be paying more for insurance. In fact, many people lie about this nasty habit in order to avoid paying more. Addicts that do drugs and drink can also spend more time in the ER due to overdoses, alcohol poisoning, and abdominal issues (usually caused by the damage the addiction is doing to the liver).
What Other Expenses Do You Have That Revolve Around This Habit/Addiction?
There are definitely more expenses when it comes to an addiction or bad habit than just the medical ones and the cost of the thing you’re buying to feed your vice. You could be paying fines for accidents or being caught in possession of an illegal substance.
There are also non-monetary costs. Some of these include losing loved ones because they can no longer be around you, losing your kids because you are deemed an unfit parent, and even losing friends because they aren’t keen to your particular lifestyle choices.