Making a claim is quite often a difficult and stressful process with so many different people getting involved in proceedings. Having suffered the trauma of being involved in any form of accident, from personal injuries as a result of a car crash to the windows of your home being damaged by stones thrown up by council-operated vehicles, for example, there are all kinds of procedures that need to be followed and many people give up because of the complex nature.
You also have the issues over just how much you can claim and what you can claim for. This is often a grey area for many claimants who perceive that because they have insurance, they’re covered for all costs of anything associated with their crash or injuries.
One particularly contentious part of insurance is claiming back uninsured losses, which is also known as legal expenses insurance. When you’re involved in an accident, like obtaining a personal injury, you might be eligible to make a claim with someone like injury lawyers 4U and you may have to pay for certain things while you are recovering from your injuries or while your car is off the road being repaired.
Let’s look at a car accident as an example. While you might be comprehensively covered by your insurance, this can only cover the repair costs of your vehicle which are going to be picked up by the other driver if they’re at fault. However, things such as a hire car to get you to and from physio might not be covered, just like having to pay for the bus, a train or a taxi to get to and from work won’t be covered. This is where uninsured loss recovery comes in.
It essentially acts as someone in your corner fighting to reclaim those losses, and provided that you keep your receipts the majority can be reclaimed if you’re deemed entitled to make that claim.
As mentioned previously, the accident itself can be traumatic enough, and the complex nature of making insurance claims doesn’t help matters when you’re trying to do it yourself. However, there are plenty of experts out there ready and willing to provide you with the essential information and assistance to reclaim the money you’re entitled to.