Debt

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Taking Control of a Structured Settlement Annuity

As a monetary award agreed-upon by a court, structured settlements are used as a method for paying off an injury claim. Many times, the structured settlement is offered in lieu of a single lump sum of cash when a case in the court system has been settled.
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When Will the PPI Claims Pot Run Out?

One of the most abused charges to borrowers by lenders and insurance companies is payment protection insurance. Many of them charge unfair amounts on loans and general debt to unsuspecting consumers making the cost of borrowing high and unaffordable. Lack of information on
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How To Prevent Personal Bankruptcy

Bankruptcy is an unfortunate situation which scares everyone. This is a state that nobody wishes to find himself in. Financial analysts have described bankruptcy as a negative life changing experience besides disability, death, divorce or severe illness. Apart from ruining ones
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The Advantages of Consolidating Debt

According to a poll carried out by The Independent, the most popular new year’s resolutions for 2013 was to save more money, closely followed by getting out of debt; two things that could actually go hand in hand.
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Clean Up Your Budget for Better Debt Management

No stones should be left unturned when it comes to cleaning up your debt. If the weight of accumulating debt is weighing heavy on your shoulders, it’s time to get smart about finding more money in your budget to pay it off.
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How Will An IVA Affect My Credit Rating

An IVA will stay on your credit report for six years from the date of commencement, which basically means that it will be there for one year after you have finished paying your installments. It is important that you understand all the inns and outs regarding an IVA.
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Settle Your Debts With A Debt Management Plan

If you feel like you are drowning in debts, then coming to suitable arrangements with creditors can help you immensely and you will be well on the way to settling your debts.
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The pros and cons of an IVA

When people have a significant amount of debt, it may be that they are offered the possibility of taking out an IVA (Individual Voluntary Arrangement) as an alternative to bankruptcy.
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Reasons to check your credit report

Your credit report is the window into your financial state and the thing that most financial institutions will need to review in order to make decisions regarding lending you money or giving you credit. It is for this reason that you need to know what is on your credit report.
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Should you remortgage your home?

Some people get tricked into remortgaging their homes, but it is not always necessary to do this. They get told that the interest rate could drop and that they should not be tied to a fixed rate. Here is some information that can help you decide if you should remortgage or not.
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