No matter how tight money might be this Christmas, there’s no reason why everyone can’t have an amazing time if they simply do some planning and refrain from impulse purchases over the next couple of weeks. Budgeting is a skill that some people are more talented with than others, but all that means is some have to put in a little more effort. At the end of the day, not spending money is easy, all you have to do is ensure your family has everything they need and then refuse to visit any shops unless they provide you with a damn good reason.
Children are always going to start their sentences with “I want”, but this doesn’t mean you have to cave in every time they start throwing a tantrum – they’ve got to learn about the real world at some point; why not now? Anyway, there’s lots of other things you can do to save cash, and that’s exactly the reason behind me writing this short article today. I’ve been in some pretty undesirable financial situations myself, so I know a thing or two about saving, especially during the winter months. So, have a read through the rest of this post and see whether any of my suggestions could make a significant impact on your quality of life this year.
Pay All Bills Straight Away
I’ve chosen to list this first because I come across a lot of people who avoid paying their bills on time to give them some extra cash until their next payday. It sounds like an attractive prospect, right? Well it’s not. Other than the fact that this will seriously impact on your credit score, most debtors and utility suppliers will add additional charges to any late payments, meaning you’ll end up paying more than you otherwise had to. This is why it’s essential you always pay your bills on time no matter what.
Plan Your Shopping Trips In Detail
We all end up spending far more cash at shopping centres when we’re blindly walking through in search of nothing in particular, which is why it’s vital that you make lists and decide on which stores you intend to visit before leaving home. That way; you’ll be less inclined to surcome to savvy marketing and psychology tactics employed by most of the high street giants in an attempt to make you spend more. Also, with certain promotional codes it’s possible you might make even more savings. Macy’s shoppers, for example, can click here to get all the Macy’s coupon codes you need to save money on items you already plan to buy.
Start Sharing Items Between Yourselves
Do both your songs really need their own cans of deodorant? Do your daughter and your wife really need their own personal toiletries? I think not. Deciding to start sharing products can be an incredibly lucrative method for saving much needed capital, especially over the Christmas period, and so this is something you should definitely consider. If one of your kids prefers Cornflakes for breakfast and the others prefer Frosties, simply alternate on a weekly basis instead of buying both brands.
Well folks, that’s about all you’re going to get from me today, I’m off to help a friend work out how he’s going to afford a decent Christmas tree this year. He’s only got around £20 to spend, but I’ve got some great ideas so I’m confident he’ll be fine.
Have a brilliant holiday, and I’ll catch you back here after new year!