5 Reasons why your mortgage application might get turned down

Applying for a mortgage may seem like a pretty simple thing to do, but there are a number of factors that get taken into consideration before your mortgage loan can be approved by the bank or building society.
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How to manage your money at University

Being a student at University and trying to juggle classes, paying rent, the cost of living and so on can be rather tricky, especially when you are on a tight budget. Here are a few great tips on how to manage your money in the best way possible and still have a few pounds to
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Reasons to check your credit report

Your credit report is the window into your financial state and the thing that most financial institutions will need to review in order to make decisions regarding lending you money or giving you credit. It is for this reason that you need to know what is on your credit report.
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Should you remortgage your home?

Some people get tricked into remortgaging their homes, but it is not always necessary to do this. They get told that the interest rate could drop and that they should not be tied to a fixed rate. Here is some information that can help you decide if you should remortgage or not.
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Financial tips for first time home owner

It can be a rather scary experience when it is your first time buying a home, even if you have found the home of your dreams. Finding the right mortgage and ensuring that the legal paperwork is done correctly and arranging for a surveyor’s report are only a few of the things you
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How To Claim Back Your PPI

The mis-selling of Payment Protection Insurance (PPI) caused disaster in the United Kingdom in the past, when over one hundred thousand claims were dealt with by the Financial Ombudsman.
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How to calculate the total cost of your mortgage

Homebuyers that are planning on financing their home need to do it through a loan called a mortgage and it is very important that you calculate the true cost of the mortgage loan before you sign any contracts. Here is a simple way to work out the costs, allowing you to find the
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Which is better for short term cash flow problems – an overdraft or a payday loan?

So, it is the end of the month and the bills are coming in, you need to get some groceries, the electric bill is due, and you are running out of petrol at an alarming rate.
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Secured loan vs unsecured loan

When we think about personal finance and loans, we often find ourselves sitting with very difficult decisions to make.
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Tips to reduce your credit card debt

Many people in today’s society find themselves in credit card debt and have no idea how to get themselves out of it. Here are a few helpful tips on how you can fix this problem and go on to live a debt free life.
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