Reasons to check your credit report

Your credit report is the window into your financial state and the thing that most financial institutions will need to review in order to make decisions regarding lending you money or giving you credit. It is for this reason that you need to know what is on your credit report.
Read More

Should you remortgage your home?

Some people get tricked into remortgaging their homes, but it is not always necessary to do this. They get told that the interest rate could drop and that they should not be tied to a fixed rate. Here is some information that can help you decide if you should remortgage or not.
Read More

Financial tips for first time home owner

It can be a rather scary experience when it is your first time buying a home, even if you have found the home of your dreams. Finding the right mortgage and ensuring that the legal paperwork is done correctly and arranging for a surveyor’s report are only a few of the things you
Read More

How To Claim Back Your PPI

The mis-selling of Payment Protection Insurance (PPI) caused disaster in the United Kingdom in the past, when over one hundred thousand claims were dealt with by the Financial Ombudsman.
Read More

How to calculate the total cost of your mortgage

Homebuyers that are planning on financing their home need to do it through a loan called a mortgage and it is very important that you calculate the true cost of the mortgage loan before you sign any contracts. Here is a simple way to work out the costs, allowing you to find the
Read More

Which is better for short term cash flow problems – an overdraft or a payday loan?

So, it is the end of the month and the bills are coming in, you need to get some groceries, the electric bill is due, and you are running out of petrol at an alarming rate.
Read More

Secured loan vs unsecured loan

When we think about personal finance and loans, we often find ourselves sitting with very difficult decisions to make.
Read More

Tips to reduce your credit card debt

Many people in today’s society find themselves in credit card debt and have no idea how to get themselves out of it. Here are a few helpful tips on how you can fix this problem and go on to live a debt free life.
Read More

Which is better – a credit card or debit card?

Knowing how to manage your money is a very important part of every individual’s life. Every person needs to find a way to save some of their money, figure out how to spend it and keep tabs on what is happening with it.
Read More